1. What example did your parents or guardians set for you in the area of saving, whether good or bad? How has that affected you personally?
2. What was done well? What would you have done differently?
Read Proverbs 6:6-8 and 30:24-25
3. In Proverbs 6:6-8 and 30:24-25 the writer makes some interesting observations about nature. List and discuss everything you see in these passages about ants and their behavior. Why would Solomon want us to consider the behavior of ants? What is the ultimate purpose of the ants’ behavior?
Read Proverbs 10:5
4. This verse talks not about the ant but about people. How does this verse compare to Proverbs 6:6-8 and 30:24-25? What does Proverbs 10:5 say about the person who does not work?
Read Proverbs 13:22
5. Proverbs 13:22 makes an interesting observation about lifestyles and priorities. What character qualities are demonstrated in a person’s life who leaves an inheritance for his children’s children?
Read Proverbs 13:11
6. Why do you think people are so tempted to fall for “get-rich quick” strategies?
7. What important truth is mentioned as it relates to saving?
8. Summarize in your own words what the Bible tells us about saving, according to the verses we have looked at so far?
9. Financial experts recommend that we set aside 10% of our current income for future needs. Determine what that amount would be, whatever life stage you are presently in, and let that be your ultimate goal. Everyone can take a step in the right direction when it comes to saving, even if it’s a small step. What can you do to begin to accomplish your saving goal? When can you start?
Remember: Keep collecting your financial data in your notebook.
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